Multi-Level Commission System for Fintech — 9-Level Auto Payout
Laraware’s multi-level commission system automates the entire commission lifecycle for fintech platforms. Define rates across 9 hierarchy levels, calculate commissions in real-time, and settle payouts automatically. Used by 500+ fintech businesses across India.
Commission System Features
- 9-Level Hierarchy — Super Admin, Company, Super Distributor, Master Distributor, Distributor, API Partner, Retailer, and more
- Flexible Rate Configuration — Fixed amount, percentage, slab-based, or hybrid commission models
- Service-Wise Rates — Different commission rates for AePS, BBPS, DMT, Recharge, etc.
- Real-Time Calculation — Commission calculated instantly on every transaction
- Auto Settlement — Configurable payout schedules — instant, daily, weekly, monthly
- Override Commission — Upline earns override on downline’s transactions
- Reports & Analytics — Commission earned, paid, pending — by agent, service, period
- Dispute Management — Commission dispute resolution with audit trails
How It Works
When a retailer processes a transaction (e.g., AePS cash withdrawal), the commission engine:
- Calculates retailer’s commission based on service and slab
- Credits retailer’s wallet instantly
- Calculates and credits override commission for each upline level
- Generates real-time P&L for each hierarchy level
- Queues payout based on settlement schedule
FAQ
Can commission rates be different for each agent?
Yes, our system supports individual agent-level rate configuration in addition to hierarchy-level defaults. Super Distributors can also set custom rates for their downline within the range set by the admin.