Laraware — India's First AI-Powered Fintech Stack™

Multi-Level Commission System for Fintech — 9-Level Auto Payout

Multi-level commission system for fintech platforms. 9-level hierarchy, automated calculation, instant payout. Manage distributors, agents, retailers. White label ready.

Laraware’s multi-level commission system automates the entire commission lifecycle for fintech platforms. Define rates across 9 hierarchy levels, calculate commissions in real-time, and settle payouts automatically. Used by 500+ fintech businesses across India.

Commission System Features

  • 9-Level Hierarchy — Super Admin, Company, Super Distributor, Master Distributor, Distributor, API Partner, Retailer, and more

  • Flexible Rate Configuration — Fixed amount, percentage, slab-based, or hybrid commission models

  • Service-Wise Rates — Different commission rates for AePS, BBPS, DMT, Recharge, etc.

  • Real-Time Calculation — Commission calculated instantly on every transaction

  • Auto Settlement — Configurable payout schedules — instant, daily, weekly, monthly

  • Override Commission — Upline earns override on downline’s transactions

  • Reports & Analytics — Commission earned, paid, pending — by agent, service, period

  • Dispute Management — Commission dispute resolution with audit trails

How It Works

When a retailer processes a transaction (e.g., AePS cash withdrawal), the commission engine:

  • Calculates retailer’s commission based on service and slab

  • Credits retailer’s wallet instantly

  • Calculates and credits override commission for each upline level

  • Generates real-time P&L for each hierarchy level

  • Queues payout based on settlement schedule

FAQ

Can commission rates be different for each agent?

Yes, our system supports individual agent-level rate configuration in addition to hierarchy-level defaults. Super Distributors can also set custom rates for their downline within the range set by the admin.

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