Connected Banking & Neo Banking API India
Build next-generation digital banking experiences with Laraware’s Connected Banking API. Enable digital bank accounts, virtual cards, UPI payments, and seamless fund transfers through a unified API layer. Our neo banking infrastructure powers fintech companies, NBFCs, and digital lenders.
Connected Banking Features
- Digital Bank Accounts — Programmatic account opening with instant KYC
- Virtual Cards — Issue virtual debit/prepaid cards for online payments
- UPI Integration — VPA creation, collect, pay, and mandate APIs
- IMPS/NEFT/RTGS — Programmatic fund transfers across banks
- Account Aggregation — Unified view of multi-bank accounts
- Lending Infrastructure — Loan origination, disbursement, EMI collection
Use Cases
- Neo Banks — Launch your digital banking platform
- Fintech Apps — Add banking features to your fintech app
- NBFCs — Digital lending and collection infrastructure
- E-commerce — Embedded finance for marketplace payments
FAQ
Do I need a banking license?
No. Our Connected Banking API works through partner banks. You can offer banking services under their license while maintaining your brand experience. For lending, you may need NBFC registration depending on the model.
Explore Connected Banking | All fintech solutions | View platform capabilities