Build next-generation digital banking experiences with Laraware’s Connected Banking API. Enable digital bank accounts, virtual cards, UPI payments, and seamless fund transfers through a unified API layer. Our neo banking infrastructure powers fintech companies, NBFCs, and digital lenders.

Connected Banking Features

Digital Bank Accounts — Programmatic account opening with instant KYC
Virtual Cards — Issue virtual debit/prepaid cards for online payments
UPI Integration — VPA creation, collect, pay, and mandate APIs
IMPS/NEFT/RTGS — Programmatic fund transfers across banks
Account Aggregation — Unified view of multi-bank accounts
Lending Infrastructure — Loan origination, disbursement, EMI collection

Use Cases

Neo Banks — Launch your digital banking platform
Fintech Apps — Add banking features to your fintech app
NBFCs — Digital lending and collection infrastructure
E-commerce — Embedded finance for marketplace payments

FAQ

Do I need a banking license?

No. Our Connected Banking API works through partner banks. You can offer banking services under their license while maintaining your brand experience. For lending, you may need NBFC registration depending on the model.

Explore Connected Banking | All fintech solutions | View platform capabilities