Laraware — India's First AI-Powered Fintech Stack™

Micro ATM Software Development — Turn Any Store Into a Banking Point

Micro ATM software development for Aadhaar-based cash withdrawal at retail stores. POS device integration, biometric verification, multi-bank support. Banking correspondent solution.

Our Micro ATM software development transforms retail stores into mini banking outlets. Enable Aadhaar-based cash withdrawal, balance enquiry, and card transactions through Micro ATM devices. Ideal for Banking Correspondents serving rural and semi-urban areas.

Micro ATM Features

  • Aadhaar Cash Withdrawal — Biometric-based cash withdrawal from any bank

  • Card Transactions — Debit card cash withdrawal via POS device

  • Balance Enquiry — Instant balance check with Aadhaar or card

  • Mini Statement — Last transactions retrieval

  • Multi-Device Support — Compatible with PAX, Ingenico, MiniPos, mSwipe devices

  • Offline Mode — Queue transactions when connectivity is limited

  • GPS Tracking — Track agent locations and device deployments

Micro ATM vs AePS — What’s the Difference?

Both enable Aadhaar-based cash withdrawal, but:

  • Micro ATM = Dedicated hardware device (POS terminal) + biometric

  • AePS = Mobile/tablet + biometric device (no POS hardware needed)

  • Micro ATM also supports debit card transactions, AePS is Aadhaar-only

  • AePS has lower setup cost, Micro ATM offers broader transaction types

FAQ

How much does Micro ATM software cost?

Software development starts from ₹3 Lakh. Complete solution with device integration costs ₹5-15 Lakh. Included in our B2B Admin Panel platform.

Get started | Compare with AePS | View all fintech solutions